FIRST off how were you hit by the semi..This is important to how your vehicle was totalled. Have the other company accepted liability. (accepted fault at 100% for the accident and have you informed your insurance company in case they haven't yet.) If you have insurance and you get a lawyer you are paying for two services that your insuarnace company already covers you for. Lawyers take 30-45 of your final amount on the TOP..If you went to a hospital most have liens...meaning they get paid first the attorney 2nd and you last. If liens exits and the other company offers you $25,000 tthe hospiatl will be paid their bills and you get the rest. If you gat an attorney the same figure couls possibly be offered the hospital bill lets guess $12,000 seems high but is actually low if you had to be taken by ambulance took meds had a follow up,etc and the attorney gets 30% also seems high but is actually low $7500..you end up with $5,500 which included your car that was totalled. So what matters is at what capacity did the accident hinder you from returning to work, lost wages etc, vehicle value, rental need and how you choose to handle it. An attorney will need to do the same thing your own insurance company will need to do and the only advantage is they want their cut of the % so they will attempt higer monetary settle attempts to get that, and it's nothing you can't do yourself with documentation.
sorry so long hope it helps..tried to let my cousin know the same info and his attorney took him for 40% of a 25,000 claim while my cousin walked away with $625...less than 3 percent!!!
I would suggest that you look for a parent's rights advocacy group. Particularly one that works with fathers, they may be able to assist you with the legal process and help you find representation. Many attorneys do "Pro Bono" work for those individuals that are financially unable to secure counsel.
First I would try a Google search for "father's rights" and your state. Example: Father's Rights New York
After that you can try sites like www.themenscenter.com
Good luck - this sounds like a horrible situation for you and your whole family.