The noise law in Sacramento is very likely the same noise law throughout the state. This is it:
(1) Any person who unlawfully fights in a public place or
challenges another person in a public place to fight.
(2) Any person who maliciously and willfully disturbs another
person by loud and unreasonable noise.
(3) Any person who uses offensive words in a public place which are inherently likely to provoke an immediate violent reaction.
That's section 415 of the California Penal Code. And about the only shot you have at this is paragraph two, but I already know what the answer would be: "we're not maliciously and willfully trying to disturb anybody officer, we're trying to work as much as we can before it gets over 100 degrees today."
Frankly, that's going to trump your 5am complaint.
Now, it's possible that Sacramento has passed its own noise ordinance and the best way to find out about that would be to talk to someone at City Hall (of course this is Saturday, so you're not going to reach anyone) and see if you can't find someone who deals with code enforcement.
You can also seek a restraining order, prohibiting the work from taking place any earlier than whatever time you'd like. Good luck getting that done before the work is finished and it's no longer an issue.
Sorry, but you're probably just screwed all around. I know how bothersome it is (been there, done that), but it's the price we pay for progress, I suppose.
You do owe the damage to the car and the cost of renting a car while their car is being replaced.
If you chose to pay out of pocket - have them send you the estimate from the shop of their choice. They probably got a phone quote from a rental car company - you can call and confirm that.
If you pay them out of pocket - do it in certified funds -such as a cashiers check. You can also have them sign a release that ends the claim once and for all.
This is one I found on line that should work. http://www.claimspages.com/documents/doc...
Then save all the documents for at least 5 years.
If you want to pay out of pocket - don't jerk them around. Just pay them. Otherwise, turn it into the insurance company.
**not legal advice- only an attorney can give legal advice.