Any personal injury lawyer will take this case on contingency. The lawyer will go after the insurance company or other party to pay his/her legal bills.
Make sure you have them take the case on "contingency" and it will cost you nothing if the attorney collects nothing. This needs to be spelled out clearly in your attorney-client agreement. You may want to seek to several lawyers before choosing one.
The lawyer will make sure that all - 100% of your medial bills are paid by the person who caused the accident, including their insurance company.
You don't want to wait in this case. And you are not responsible for the bills. A lawyer will have all the bills go to him or her and he/ she will fight to get them paid for you.
You don't need to be negotiating or dealing with this. This is the lawyer's job. This is too much stress for you to work through and getting better.
I would not tell anyone that you are thinking about getting a lawyer, just do it and let the lawyer handle all of this for you. He/she will guide you to make sure you are getting proper treatment, and you may need long term treatment years later and don't know this yet.
No need to further communicate with any other party. Any one who wants to talk to you about any of this, refer them to you lawyer. The lawyer will say this to you too.
Also do not sign any wavers/ agreements/ settlements. Have them be sent to your lawyer for review. They cannot refuse emergency medical treatment if you refuse to sign.
The longer you go w/o legal help the worse the case is for you. If you already did sign something, you can cite that you were "not in your right state of mind" or "signed under duress, for fear of not getting proper treatment" which arguably could be true due to the concussion and stress of your injury.
Check with the state bar (Google "State bar" then your state. Look up lawyers who specialize in personal injury. Find one with no less than 10 years legal experience.).
Get better soon!
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